Why Buyers Need a Real Estate Buyer Broker in Florida

The most important thing a buyer can  do is first of all  work with a buyer broker.”

As stated by AARP and the Consumer Federation of America from REALTOR® News.

Beverly Howe is Florida Buyer Broker


Florida Buyer Broker

When you choose Beverly Howe, Florida Buyer Broker to buy real estate, there is NEVER a conflict of interest between the buyer and seller.

Florida Buyer Broker represents buyers only in the real estate buying process.

Call now to speak directly with Beverly Howe. She is friendly and easy to talk to. She will answer your real estate questions and provide you with confidential buyer broker consultations.

Call Direct 1-800-283-7393

Toll Free Direct and voicemail. 1-800-283-7393 US and Canada No Text messages. If you call is not return within a couple of hours, please try again. Days, evenings and weekends. Thank you, Beverly Howe, Florida Buyer Broker...At Your Service.

When you are going to make one of the most significant financial investments in your life … Ask Beverly Howe, first!

Beverly Howe helps buyers find the best homes and condominiums, new construction or resale, in the buyers price range.

FLORIDA BUYER BROKER, Beverly Howe, is required to legally negotiate for the very best price and the best terms for buyers.  As your buyer broker, Florida Buyer Broker, is obligated to take care of the your best interest throughout the real estate purchase transaction. 

How does Florida Buyer Broker get paid?

The commission for Florida Buyer Broker service is paid by the cooperating commission included in the price of the property by the seller or seller’s agent. When a property is offered for sale on the internet for sale, often buyers can see the amount offered to the buyers agent or buyer broker.

Real estate commissions are always negotiable. Some real estate companies have upfront or additional fees for buyer broker service. Florida Buyer Broker accepts the amount offered or negotiated with the seller at the closing of the sale.

Why does the Seller Pay the Buyer Broker Commission?

Lenders and banks do not allow a second commission to be included in the price of the property. The do allow the Sellers agents commission to be included in the price. The majority of Sellers list their properties at the commission rates they do with Seller’s agents with the understanding, that a portion of the commission will be shared with other real estate brokers, including buyer brokers. The amount of the shared portion is often included in writing in the listing contract.


The State of Florida assumes all buyers and sellers know; all Florida real estate brokers and their associates are “Transaction Associates,” who never represent the buyer or the seller exclusively.  Many Transaction Brokerage firms in Southwest Florida have over 500 associates in their office.  Many firms do not allow their associates to work as buyer’s agents.  They do not want the liability associated with 500 real estate licensees working in one office.  Transaction Brokerage offices have virtually no liability in a Florida real estate sale.

Transaction associates are NOT required to tell you they are transaction associates or to disclose to you in writing because, they DO NOT represent you.   When a buyer agrees to work with a Transaction associate they give up undivided loyalty of the licensee. The licensee will facilitate the transaction by assisting both the buyer and seller, but is not suppose to represent one party to the detriment of the other.   This is unlike States where Dual Agency is still legal. Dual Agency is where the buyer and seller are represented by the same agent. The broker is liable for their agents activity and the buyer or seller can sue the broker if they  are misrepresented or treated unfairly buy the agent or broker.  In Florida Dual Agency is illegal. Florida has remove the liability the brokerage has with the creation of Transaction Brokerage. To date no Transaction Broker has been held liable for misrepresentation, because they do not have to disclose to the buyer that they DO NOT represent the buyer.   

Only Single Agency firms which represent buyers (or sellers) as Buyers Brokers or Seller’s Brokers are required to make written disclosure to the buyers when they meet.  CLICK THIS LINK FOR A SAMPLE OF THE SINGLE AGENCY FORM:  Single Agent Notice.  The form is a disclosure is not a contract.  It is a statement of facts to inform the buyer or seller the broker and their agents owe them the fiduciary duties listed on form.

Florida Buyer Broker is an Buyer Broker firm offering Single Agency real estate services to buyers only.  We never “bait and switch” from Single Agency to Transaction Brokerage. 


Single Agency means the real estate firm is not intending to represent the seller and buyer in the same transaction. They intend to represent the buyer or the seller exclusively, but not both.

Most real estate offices which Offer Single Agency to buyers also list seller’s property for sale.  Their associates will offer to be the buyer’s agent with the Single Agent Disclosure form and ask to be able to switch to a transaction associate, when they first meet. When the buyer is interested in any of the offices listings, the licensee changes back to a transaction associate.  They would then be working for the seller in the same transaction.  It does not have to be the licensees own listing.   Transaction brokers will switch back and forth, as a new office listing might become of interest to the buyer.  This usually happens after the buyer has provided their financial information and motivation to buy to the real estate associate because they thought the associate would be representing them exclusively the whole time.


The State of Florida requires any real estate licensee who says they are a buyer’s agent or sellers agent to provide the Single Agent Disclosure form to the buyer or seller upon first meeting.  The form describes the Fiduciary duties owned by the buyers agent or sellers agent to the Client: Honest, Loyalty, Confidentiality, Obedience, Full Disclosure, Accounting for all funds, Skill, Care and Diligence, presenting all offers in a timely manner, Disclosure all known facts.  Transaction associates give limited  loyalty to the buyer and the seller. The Single Agent form is a disclosure notice, not a contract.  It obligates the Buyer Broker and their agents to take care of the buyer’s best interest.  It does not obligate the buyer to anything.  It is a statement of facts required by Florida Law to give to the buyer or seller ONLY when they are going to represent their best interest.  FLORIDA BUYER BROKER is a Single Agency firm representing buyers only.  We never “bait and switch” from Single Agent to Transaction Associate.

FLORIDA BUYER BROKER does not represent any seller’s real estate for sale. Any properties you find on or through this website are via the cooperation of the REALTOR® MLS data base, 3rd party property search platforms or provided by builders.  Builders and developers include real estate commissions in the price of properties they build.


FLORIDA BUYER BROKER, is compensated by the real estate commission already built into the price of the property by the seller’s agent, developer or builder. All listings entered into the REALTOR® MLS system by the sellers’ listing agent offer to share their commission with all other real estate agents including  buyer brokers and buyer agents. 

In the State of Florida only a buyer broker or buyers agent can legally negotiate for the lowest price and best terms for the buyers.  The buyer broker or buyers agent must take care of the buyers’ best interest throughout the transaction.  Only a buyer broker or buyer agent is required to keep the buyer’s financial status and motivation to buy confidential.  FLORIDA BUYER BROKER always takes the buyers side.  FLORIDA BUYER BROKER, Beverly Howe is a career real estate professional with over 35 years of local real estate knowledge and a Master Certified Negotiation Expert, MCNE.

FLORIDA BUYER BROKER does not represent any seller’s real estate for sale. Any properties you find on or through this website are via the cooperation of the REALTOR® MLS data base or provided by builders.  Builders and developers do not sell their properties for less to a buyer who goes to their development without an buyer broker or buyers agent to assist them.


Accredited Buyers’ Representative, ABR may also list seller’s properties and may need to change from a Buyer’s Agent to a Transaction Associate who can no longer represent the buyer.  When there is a listing in their office which is of interest to the buyer there is a conflict of interest. The ABR designee has completed classes to help them when working with buyers and pays annual dues to the Real Estate Buyers Agent Council to be in their directory. The designation is given by the National Association of REALTORS®.  In Florida, the class also teaches Transaction Brokerage in the State of Florida.


Buyer Broker Agreements or Contracts are written to protect the buyer broker and not always in the buyers best interest. They require the buyer to pay the balance of buyer’s agent or buyer broker compensation when the amount offered in the MLS or the builder is less than what is agreed upon in the buyer broker agreement or contract. FLORIDA BUYER BROKER DOES NOT require a written buyer broker agreement, contract or retainer fee. Other offices may require a written buyer broker agreement.

FLORIDA BUYER BROKER earns the buyers loyalty and accepts the shared commission offered by the sellers listing agent, the builder or developer or Seller as total compensation. 

My name is Beverly Howe, I am the owner of FLORIDA BUYER BROKER and will personally assist you with rock solid facts, quality time, confidentiality, integrity, loyalty, honesty, skill, negotiating expertise when locating property and closing your real estate transaction.

I have experience helping buyers with luxury homes, high rise condominiums, vacation resort properties, new construction, investment properties, 1031 Exchanges, relocating retirees, first time home buyers and international property buyers.  

Only a Single Agency firm like FLORIDA BUYER BROKER can guarantee the buyer they will receive ALL the fiduciary duties owed to the real estate buyer to obtain a private client relationship. 

I am a full-time career professional with a wealth of knowledge to share with buyers.  I know what’s selling at what price, where it is located and where to find the amenities you are seeking.

After graduating from Florida State University-FSU, I obtained my GRI from the Graduate of REALTOR® Institute in 1987.  My passion to promote buyer agency in real estate has also motivated me to obtain extensive continuing education courses including Master Certified Negotiation Expert-MCNE, Certified International Property Specialist, 1031 Exchange Specialist, Senior Real Estate Specialist, Graduate of the Institute of Luxury Home Marketing, and Accredited Buyer’s Representative. 

I will provide all the information you need to make the best decisions for you and your family.  Your transaction will be as smooth and worry free as possible.

Seller’s agents are confident when they know the buyers’ side of the real estate purchase is professionally guided by Florida Buyer Broker.

Feel free to call NOW to introduce yourself 1-239-601-2013 or Toll Free 1-800-283-7393 US and Canada.

It is never too soon to start preparing to find your “piece of paradise!” !


Creative Americans’ Award


 Multiple Top Producer Awards


Master Certified Negotiation Expert 

Graduate of the REALTOR Institute

Graduate Institute of Luxury Home Marketing

Accredited Buyer’s Representative 

Certified International Property Specialist 

Senior Real Estate Specialist 

Transnational Referral Certification 

1031 Exchange Specialist

The Real Estate Success Series

Real Estate Ethics

Core Law for Real Estate

Home Buyer Programs

Negotiation Workshop for Commercial Real Estate

Financial Analysis for Commercial Real Estate

Mastering Presentation Skills for Commercial Real Estate

Global Real Estate Transaction Tools

Europe and International Real Estate

The Americas and International Real Estate

Asia-Pacific and International Real Estate

Negotiation Across Generations

When you are going to make one of the most significant financial investments in your life … Ask Beverly Howe first!

  Beverly Howe, Owner – Buyer Broker

Florida Buyer Broker

Best Direct: 1-239-601-2013

Toll Free:  1-800-283-7393 US & Canada

Florida Buyer Broker  is a registered Trademark in the State of Florida. All Copyrights reserved.